Incipio Academy
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Course N°175 — Real Estate

Owner Financing Deals: Buy and Sell Without the Bank

with Incipio Studio

Original curriculum by Incipio Academy

Learn how to buy and sell property using seller notes, wraps and lease options. Structure terms, paper the deal properly, and service the note after closing.

17 lessons17 videos5h 01mIntermediateLifetime access

What you’ll walk away with

Skills, not certificates of attendance

01Spot sellers who will realistically carry paper
02Structure price, down, rate, term and balloon as one trade
03Draft note terms your attorney can close on
04Assess subject-to and due-on-sale risk honestly
05Underwrite your buyer and service the note after closing

Curriculum

4 chapters · 17 lessons

5h 01m total
01Why Sellers Say Yes
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  1. 1The Motivated Seller Profile: Who Actually Carries PaperVideo
    14:20
  2. 2Price vs Terms: The Trade You Make in Every DealVideo
    18:45
  3. 3Running the Numbers: Cash-on-Cash With a Seller NoteVideo
    22:10
  4. 4Legal Guardrails: Dodd-Frank, Usury and Who You Can Sell ToVideo
    16:30
02Structuring the Paper
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  1. 1The Five Levers: Price, Down, Rate, Term, BalloonVideo
    21:05
  2. 2The Promissory Note and Security Instrument, Clause by ClauseVideo
    19:40
  3. 3Subject-To and the Due-on-Sale Clause: An Honest Risk ReadVideo
    24:15
  4. 4Wraparound Mortgages: Mechanics, Spread and SafeguardsVideo
    20:50
  5. 5Lease Options When the Seller Won't Transfer TitleVideo
    17:25
03Getting to Signed
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  1. 1The First Call: Framing Terms Without Scaring the SellerVideo
    15:35
  2. 2Offer Letters That Present Three Structures Side by SideVideo
    13:50
  3. 3Closing With Title or Attorney: What to Insist OnVideo
    18:05
  4. 4Insurance, Escrow and Taxes When There's No LenderVideo
    12:40
04Life After Closing
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  1. 1Loan Servicing: Third-Party Servicer vs Doing It YourselfVideo
    14:10
  2. 2Selling With Owner Financing: Underwriting Your BuyerVideo
    23:30
  3. 3Note Buyers: Converting Paper Into a Lump SumVideo
    16:55
  4. 4Late Payments, Forbearance and Foreclosure Without DramaVideo
    19:20

Your instructor

Incipio Studio

Original curriculum by Incipio Academy

Incipio Studio is the academy's in-house curriculum team. Studio courses distill proven playbooks, frameworks, and operator interviews into structured, do-this-next lessons, researched and produced by Incipio Academy.

“I had two deals sitting dead because financing fell through. Restructured both with seller notes using the five levers and closed one within six weeks.”

Verified student

$27one-time · yours forever
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— 17 lessons, 5h 01m
— 17 videos
— All future updates included
— 30-day money-back guarantee