Incipio Academy
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Course N°167 — Freelancing

The Freelance Money Stack: Invoices, Tax and Paying Yourself

with Incipio Studio

Original curriculum by Incipio Academy

A complete money operating system for independents: pricing that survives tax, invoices clients actually pay, and a monthly pay run that turns lumpy project income into a steady wage.

17 lessons17 videos4h 40mIntermediateLifetime access

What you’ll walk away with

Skills, not certificates of attendance

01Calculate your true post-tax, post-admin hourly rate
02Write invoice terms and deposits that cut payment delays
03Run a five-step late payment escalation without losing clients
04Set tax reserves and deductions you can defend on paper
05Pay yourself a steady monthly wage from irregular income

Curriculum

4 chapters · 17 lessons

4h 40m total
01The Money Baseline
+
  1. 1Your Real Hourly Rate After Tax, Admin and Dead TimeVideo
    17:40
  2. 2The Four-Pot Account Structure: Income, Tax, Operating, OwnerVideo
    14:25
  3. 3Setting a Tax Reserve Percentage You Never TouchVideo
    12:10
  4. 4Sizing Your 90-Day Buffer Before You Take RisksVideo
    15:55
02Getting Paid On Time
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  1. 1Invoice Terms That Shorten the Payment CycleVideo
    16:30
  2. 2Deposits, Milestones and Stage Payments by Project TypeVideo
    19:05
  3. 3The Five-Step Late Payment Escalation LadderVideo
    21:15
  4. 4Pause Work, Charge Interest or Walk: Choosing the LeverVideo
    13:45
  5. 5Payment Rails Compared: Fees, FX Spread and Chargeback RiskVideo
    18:20
03Tax, Structure and Deductions
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  1. 1Sole Trader vs Limited Company: The Switch Point MathsVideo
    22:40
  2. 2The Deduction Map: Home Office, Equipment, Travel, SoftwareVideo
    20:10
  3. 3Quarterly Set-Asides and the Dates You Cannot MissVideo
    14:50
  4. 4Briefing an Accountant So You Pay for Advice, Not Data EntryVideo
    16:05
04Paying Yourself and Building Reserves
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  1. 1The Monthly Owner Pay Run: Smoothing Lumpy IncomeVideo
    18:35
  2. 2Pension, Insurance and Sick Cover When Nobody Provides ThemVideo
    19:40
  3. 3The 30-Minute Monthly Money Review ChecklistVideo
    11:20
  4. 4Year-End Close: Clean Books in One AfternoonVideo
    15:10

Your instructor

Incipio Studio

Original curriculum by Incipio Academy

Incipio Studio is the academy's in-house curriculum team. Studio courses distill proven playbooks, frameworks, and operator interviews into structured, do-this-next lessons, researched and produced by Incipio Academy.

“I cut my average payment time from 54 days to 19 and finally pay myself the same amount every month. The tax pot alone removed most of my stress.”

Verified student

$24one-time · yours forever
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— 17 lessons, 4h 40m
— 17 videos
— All future updates included
— 30-day money-back guarantee