Course N°167 — Freelancing
The Freelance Money Stack: Invoices, Tax and Paying Yourself
with Incipio Studio
Original curriculum by Incipio Academy
A complete money operating system for independents: pricing that survives tax, invoices clients actually pay, and a monthly pay run that turns lumpy project income into a steady wage.
What you’ll walk away with
Skills, not certificates of attendance
Curriculum
4 chapters · 17 lessons
4h 40m total01The Money Baseline4 lessons+
- 1Your Real Hourly Rate After Tax, Admin and Dead TimeVideo17:40
- 2The Four-Pot Account Structure: Income, Tax, Operating, OwnerVideo14:25
- 3Setting a Tax Reserve Percentage You Never TouchVideo12:10
- 4Sizing Your 90-Day Buffer Before You Take RisksVideo15:55
02Getting Paid On Time5 lessons+
- 1Invoice Terms That Shorten the Payment CycleVideo16:30
- 2Deposits, Milestones and Stage Payments by Project TypeVideo19:05
- 3The Five-Step Late Payment Escalation LadderVideo21:15
- 4Pause Work, Charge Interest or Walk: Choosing the LeverVideo13:45
- 5Payment Rails Compared: Fees, FX Spread and Chargeback RiskVideo18:20
03Tax, Structure and Deductions4 lessons+
- 1Sole Trader vs Limited Company: The Switch Point MathsVideo22:40
- 2The Deduction Map: Home Office, Equipment, Travel, SoftwareVideo20:10
- 3Quarterly Set-Asides and the Dates You Cannot MissVideo14:50
- 4Briefing an Accountant So You Pay for Advice, Not Data EntryVideo16:05
04Paying Yourself and Building Reserves4 lessons+
- 1The Monthly Owner Pay Run: Smoothing Lumpy IncomeVideo18:35
- 2Pension, Insurance and Sick Cover When Nobody Provides ThemVideo19:40
- 3The 30-Minute Monthly Money Review ChecklistVideo11:20
- 4Year-End Close: Clean Books in One AfternoonVideo15:10
Your instructor
Incipio Studio
Original curriculum by Incipio Academy
Incipio Studio is the academy's in-house curriculum team. Studio courses distill proven playbooks, frameworks, and operator interviews into structured, do-this-next lessons, researched and produced by Incipio Academy.
“I cut my average payment time from 54 days to 19 and finally pay myself the same amount every month. The tax pot alone removed most of my stress.”
Verified student
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